01
Safe to spend
See what you can spend this week once your bills are covered. One number, updated as you go.
Budgeting · Saving · Money habits
Money makes sense when it sounds like you.
Budgeting and saving tools for young Australians aged 16 to 25. No lectures. No get-rich-quick. Just the next step, made obvious.
Set up takes about 2 minutes.
Safe to spend this week
$142.50
62% of your week left. You’re tracking fine.
01 — Who we are
Nobody hands you a manual for money.
You get your first pay. Your first phone plan. Your first “why is my balance like that?” moment. And the advice on offer is either a lecture or a lie about getting rich quick.
Scott Wealth started in Brisbane in 2024 because money stress isn’t a maths problem. It’s a confidence problem. Our app tracks what you earn and spend. But the real job is smaller and harder: making your next decision feel obvious.
We’re not here to make finance serious. We’re here to make it make sense.
Founded 2024
Brisbane, Queensland
16–25
The people we build for
One app
Budgeting, saving and money habits
02 — What you get
One app. Four things it does really well.
Scott Wealth watches your money so you don’t have to. You’ll always know what’s safe to spend, what’s saved and what’s next.
02
Pay splits
Split your pay the moment it lands. Something for now, something for soon, something you don’t touch.
03
Savings goals
Pick a goal, like a car, a trip or a rainy-day fund. We’ll show the weekly amount that gets you there.
04
Your week in 30 seconds
A quick weekly recap of what you saved, what went up and what held steady.
Payday is a plan, not a vibe.
Set up your first split in about 2 minutes.
03 — How it works
Three steps. No spreadsheets.
- 01
Connect your account.
Link the account your pay goes into. It takes about 2 minutes.
- 02
Set your split.
Choose how much goes to spending, saving and bills. Change it whenever you like.
- 03
Check in weekly.
Get your week in 30 seconds. We’ll flag anything worth a look.
04 — Built for you
Made for your first money moments.
If you’re 16 to 25 and figuring money out as you go, you’re in the right place.
First job
Your first pay just landed. Now what? We’ll help you split it before it disappears.
Studying
Make a tight budget stretch across the semester, without giving up everything you enjoy.
Moving out
Rent, bills, groceries. See what’s left before you commit to a lease.
Saving for something big
A car, a trip, a deposit. Break it into weekly steps you can actually hit.
05 — What we believe
Four values, no poster-speak.
If something we make can’t be backed by one of these, it doesn’t ship.
01
Plain over polished
If a 15-year-old needs a glossary to read it, we rewrite it.
02
Small wins count
We celebrate $20 saved as loudly as $2,000. Momentum beats perfection.
03
No shame, ever
Overspent? Missed a goal? We show you the way back, not a telling-off.
04
Say what it costs
Fees, risks and limits in the same size type as the good news.
Fees
What it costs
Standard transfers are free. Instant transfers cost $2. That’s it.
06 — In their words
Small wins, out loud.
“I split my first pay before I could spend it. Three months in, I’ve got $600 I didn’t know I could save.”
“I overspent in week two. The app didn’t make me feel bad. It just showed me how to get back on track.”
“I used to check my balance and panic. Now I check my safe-to-spend number and relax.”
07 — Get started
Your first pay just landed. Now what?
Download Scott Wealth, link your account and set up your first split. You’ll know what’s safe to spend by the end of the day.
Contact
Questions? We’ll answer in plain English.
Our support team is based in Brisbane. Real people, quick replies, no jargon.
- hello@scottwealth.online
- Phone
- 07 1234 5678
- Address
- Level 12, 4986 Ann Street, Brisbane QLD 4000
- Support hours
- [Mon–Fri 8am–6pm AEST]